Frequently asked questions about life insurance

Payment of insurance premiums can be suspended provided preservation of the contract.

Yes, it is. Depending on the sector in which insured works, it is possible to conclude new contract, with the condition that 50% of his income not exceeding.

Yes, it is. Insurance premiums can be increased or reduced.

Yes, they can. Monthly conversion is available.

If you have any questions you can call (012) 940 or write on Whatsapp +994 (51) 206 76 80

Term life insurance provides a payout in the event of death or loss of working capacity during the policy term, thereby protecting the financial security of the family.

In the event of the insured person’s death or loss of working capacity, an insurance payout is provided, ensuring the family’s financial support is protected.

Insurance coverage is paid in case of disability or death of insured during the term of the insurance contract.

The term of life insurance can be 1 year or longer.

If you have any questions you can call (012) 940 or write on Whatsapp +994 (51) 206 76 80

Contract of compulsory insurance is valid for the first year and each subsequent year, completed during the entire period of validity of this contract.

For servicemen in the range of 0,2-0,5% For laborers in the range of 0,4-2,0%

According to the insurance contract, credit insurance provides coverage in the following cases: 1. Death of the insured person — 100% of the outstanding loan balance is paid by the insurance company. 2. Disability resulting from illness or accident — in cases of full or partial loss of working capacity, loan payments are covered by the insurance company.

The credit insurance contract is concluded for the same period as the loan and remains valid until the loan payments are fully completed.

The age limit for obtaining credit insurance is between 18 and 65 years old, and at the end of the insurance term, the insured person must not be older than 65.

Insurance contract is concluded for the mortgage maturity – up to a maximum of 360 months.

Insurance contract can be concluded by persons aged from 18 to 65 years, but age of Insured can’t be over 65 years old at the time of termination (expiration) of the insurance contract.